The lender wants a road maintenance agreement. Start here.
Homes on private roads and shared driveways don't close without the right paperwork. Build a free starting draft and see exactly what lenders require — cited to the actual guideline.
- For road associations, not HOAs — dues, not violations
- One flat price per association — no per-door fees
- Records that hand off cleanly to the next treasurer
Which one are you?
Who writes this — and what we're selling
RoadDues covers the paperwork side of private roads and shared driveways — the agreements lenders demand at closing, the cost-sharing math, and the records that keep a volunteer-run road from becoming a feud. Every lender rule we cite links to the actual guideline (Fannie Mae B4-1.3-04 and friends), and every statute to the statute.
The agreement builder is free — no signup, no upsell — and it produces a starting draft to take to an attorney, never legal advice. If your road group also wants help keeping shared records and collecting each lot's share, tell us about your road below; tools for that follow where the need is real.
— RoadDues
The three calls this paperwork prevents
"The lender won't close until there's a recorded road maintenance agreement — and closing is Friday."
- "We've shared one driveway with the neighbors for years and nothing is in writing."
- "The road fund history lives in one spreadsheet on the last treasurer's laptop — and they just moved."